Avoid additional credit card fees while traveling

While traveling abroad you are most likely to occur additional credit card fees. In this post you'll find 5 ways on how to avoid most additional fees so you don’t have to pay them.

1. Notify your credit card company about traveling abroad. Unless you notify your bank, your card can be blocked or flagged for fraud. It would become unusable for payments.
Its always better to call your card's customer service line and let a representative know you may use your credit card while on vacation and to mark your account for anticipated charges at or near that destination.

2. Pre-pay as much of your expenses online, including train tickets, car renting, etc. and carry two or more different cards. Many merchants outside US, especially in Europe, process only cards with microchip technology, not magnetic strips.

Avoid additional credit card fees while traveling

3. Research with your credit card provider on international fees. If fees are high apply for another credit card with better rate. You can check these resources: www.creditcards.com and www.creditkarma.com.

4. Protect yourself against stolen credit card loss. Write down account numbers and keep them safe. Remember most of credit cards offer zero customer liability in case of disputed charges. Check it with your bank before going on holidays.

Avoid additional credit card fees while traveling

5. Before journey starts contact your card issuer to check what benefits or bonuses credit card provides while traveling. Also ask them to explain what additional charges can occur while abroad.